Functional Finance

Functional Finance

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Claims·CLAIMS PROCESSING

Financial operations built for claims workflows.

Most claims platforms route the workflow. None of them handle the money. Reserves sit in spreadsheets, adjuster payments run through ad-hoc AP systems, and recovery reconciliation happens by hand. Claims is built for the financial operations side of claims.

Claims — Claims financial operations platform

The problem

Claims finance is still mostly manual.

Most claims platforms handle workflow routing, not money. Reserves sit in spreadsheets, adjuster payments run through ad-hoc AP systems, and recoveries are reconciled by hand. The result is delayed settlements, over-payment risk, and audit exposure that shows up at the worst possible time.

Who it's for

Built for every party in the claims lifecycle.

Insurance Carriers

Automate reserve management and adjuster payables tied directly to claim events. Full audit trail from first notice to final settlement.

TPAs & Adjusters

Receive payments based on claim status, computed from contract rules. No manual invoice submission. No disputes.

Recovery & Subrogation Teams

Reconcile recovery receipts against original claim payments automatically. Every dollar traces back to the original loss event.

Part of the FF Platform

Claims finance connected to the full policy lifecycle.

Claims works alongside Policy Flow and Contract Flow so that endorsements, cancellations, and audits automatically update reserve calculations and commission splits, without manual intervention.

Explore Policy Flow →

Get early access to Claims.

Drop your email and we'll walk you through how Claims handles reserve management, adjuster payables, and recovery reconciliation.