Functional Finance

Functional Finance

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MGA

Run Your Programs. See Your Book.

Functional Finance gives managing general agents a platform built for the complexity of their role. Program economics, binding authority, distribution management, and book analytics: connected, not cobbled together.

functionalfi.com/mga

5

312

67%

67%

43%

89%

0%

Faster to first bind

0x

Less reconciliation effort

0%

Real-time authority tracking

What MGAs Are Dealing With

Five Problems That Get Worse as You Grow

Growth Forces Complexity

Fragmented Payment Infrastructure

Every Dollar Is AR and AP at the Same Time

Policy Fires. Billing Waits.

What Running on FF Looks Like

Every Role. Every Billing Model. Every Policy Event.

01

Billing and payments work as one

Not just AR collection. Treasury management, disbursements, commissions, carrier payables, regulatory payables. All connected.

02

Policy fires. Billing fires. Automatically.

Your core system tells FF what happened. FF handles every financial consequence. No manual step. No lag.

03

Same data. Every counterparty.

Agents, carriers, insureds, and finance companies see their share of every transaction in real time. No spreadsheets. No email chains.

The FF Platform for MGAs

Built for the Full Scope of the MGA Role

Policy Flow

The policy lifecycle platform that tracks every commercial agreement from binding through cancellation, renewal, and settlement. Your programs run on a system designed for multi-carrier, multi-state complexity.

MGA Portal

Your operational dashboard. Manage programs, monitor binding authority, track distribution partner performance, and review book analytics. One place for all of it.

MGA Business Modeler

Model the economics of a new or existing program with real assumptions. Adjust commission tiers, loss ratio scenarios, ceding rates, and operating expenses to see where the program makes or loses money.

What Changes for Your Operation

Six Things That Are Different When Your Programs Run Here

All Your Programs, One Set of Books

Authority You Can See Before It Breaks

Commission Math That Does Itself

A Clear Picture of Who Is Actually Producing

Carrier Reports Without the Assembly Work

Book Performance You Can Act On

Free Tool

Model Your MGA Before You Talk to Anyone

The MGA Business Modeler is available in the visitor portal at no cost. Enter your program assumptions, distribution structure, and target book size to see a projected P&L, authority utilization curve, and retention scenario. No login required to start.

Open the MGA Modeler

MGA Business Modeler

MGA Business Modeler

Schedule a Demo

Your programs deserve better infrastructure.

Drop your email and we will be in touch. No sales call required.