MGA
Run Your Programs. See Your Book.
Functional Finance gives managing general agents a platform built for the complexity of their role. Program economics, binding authority, distribution management, and book analytics: connected, not cobbled together.
functionalfi.com/mga
5
312
67%
67%
43%
89%
0%
Faster to first bind
0x
Less reconciliation effort
0%
Real-time authority tracking
What MGAs Are Dealing With
Five Problems That Get Worse as You Grow
Growth Forces Complexity
Fragmented Payment Infrastructure
Every Dollar Is AR and AP at the Same Time
Policy Fires. Billing Waits.
What Running on FF Looks Like
Every Role. Every Billing Model. Every Policy Event.
01
Billing and payments work as one
Not just AR collection. Treasury management, disbursements, commissions, carrier payables, regulatory payables. All connected.
02
Policy fires. Billing fires. Automatically.
Your core system tells FF what happened. FF handles every financial consequence. No manual step. No lag.
03
Same data. Every counterparty.
Agents, carriers, insureds, and finance companies see their share of every transaction in real time. No spreadsheets. No email chains.
The FF Platform for MGAs
Built for the Full Scope of the MGA Role
Policy Flow
The policy lifecycle platform that tracks every commercial agreement from binding through cancellation, renewal, and settlement. Your programs run on a system designed for multi-carrier, multi-state complexity.
MGA Portal
Your operational dashboard. Manage programs, monitor binding authority, track distribution partner performance, and review book analytics. One place for all of it.
MGA Business Modeler
Model the economics of a new or existing program with real assumptions. Adjust commission tiers, loss ratio scenarios, ceding rates, and operating expenses to see where the program makes or loses money.
What Changes for Your Operation
Six Things That Are Different When Your Programs Run Here
All Your Programs, One Set of Books
Authority You Can See Before It Breaks
Commission Math That Does Itself
A Clear Picture of Who Is Actually Producing
Carrier Reports Without the Assembly Work
Book Performance You Can Act On
Free Tool
Model Your MGA Before You Talk to Anyone
The MGA Business Modeler is available in the visitor portal at no cost. Enter your program assumptions, distribution structure, and target book size to see a projected P&L, authority utilization curve, and retention scenario. No login required to start.
Open the MGA ModelerMGA Business Modeler

Schedule a Demo
Your programs deserve better infrastructure.
Drop your email and we will be in touch. No sales call required.