Commercial Agreements
Multi-Party Billing, Done Right.
Functional Finance manages the full lifecycle of commercial agreements: origination, billing, payment collection, settlement, and renewal, for businesses that have outgrown spreadsheets and homegrown systems.
functionalfi.com/merchant
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91%
55%
82%
67%
Faster time to first agreement
Reduction in manual reconciliation
Clients on self-service portal
What Agreement-Based Businesses Are Managing
Commercial Complexity That Most Platforms Were Not Built For
Multi-Party Splits Done by Hand
Payment Failures Handled Inconsistently
Renewals Tracked in a Calendar
The System You Built Is Now the Problem
What Running on FF Looks Like
Commercial Agreement Management That Runs Itself
01
Payment splits happen automatically
Configure settlement terms once. Disbursements execute on schedule. Month-end reconciliation becomes a quick confirmation.
02
Payment failure is a defined workflow, not a judgment call
Set grace periods, retry schedules, and escalation thresholds once. Every account gets the same consistent treatment.
03
Renewals surface before they become losses
See your renewal pipeline 90 days out with account-level signals. Act before the renewal date, not after the client has left.
The FF Platform for Commercial Agreements
Built for Business Complexity, Not Consumer Subscriptions
Contract Flow
The commercial agreement lifecycle platform. Agreement origination, billing schedules, payment processing, multi-party settlement, and renewal management: built for structured commercial agreements, not recurring consumer subscriptions.
Merchant Portal
Your operational hub. Manage agreements, track collections, monitor portfolio health, and run settlement workflows across your full book. Designed for operations teams managing hundreds to thousands of active contracts.
Customer Portal
The client-facing experience, branded for your business. Clients view their agreements, manage payment methods, submit service requests, and stay ahead of upcoming renewals without calling your team for information they should be able to access themselves.
What Changes for Your Business
Six Things That Are Different When Your Agreements Run Here
Splits That Execute Without You
Consistent Rules for Every Payment Failure
The Full History of Every Agreement
Renewals That Come With Context
Portfolio View Without Building a Dashboard
Clients Who Can Handle Their Own Routine Questions
Free Tool
Size the Economics Before You Commit
The Business Modeler lets you map your agreement volume, average contract value, payment failure rate, and renewal assumptions to see projected revenue, collection performance, and growth scenarios. Run it against your current book or use it to evaluate a new product line or customer segment.
Open the Business ModelerMerchant Business Modeler
Schedule a Demo
Commercial agreements are complex. Your platform should not be.
Drop your email and we will be in touch. No sales call required.